Monday, December 31, 2012

Market Glory Payment Proof

Most people would not believe that players can earn real money just by playing the game. Here's something to completely remove your doubts about this game giving out real money.

Note: This payment proof is not mine. I just want others to see that this game really does pay. Method of withdrawal done is through paypal.


Sunday, December 30, 2012

Get Paid to Play!


A FREE TO PLAY STRATEGY game in which the profit can be transformed in REAL MONEY!


Market Glory is one example of a paid to play game wherein you can withdraw Virtual money converted into Real Money. There are three currencies in the game namely the local currency (currency of your country), Gold (currency of the game to buy stuff with) and Euro (global currency from which you can withdraw into Real money) 



As a beginner, the basics that you need to focus on are go to work daily and fight 10 times daily. You are not required to invest in order to earn here. With much determination and patience, you will be able to withdraw your money after a few months. Isn't that great? You are playing a game at the same time earning while doing it. Join me now and let's earn together in this wonderful game.

What is Forced Matrix?


Forced matrix is for doublers and cyclers wherein those who don’t join under a referral link are put into the most recent vacant position in one player’s matrix. This is what everyone calls a spillover. This method is great for those players who are not that good at promoting or getting referrals because they will still be able to earn money through random signups of players. This is a good option for the investor because everyone benefits in every registrant in the program.

What is Forced Compounding?


Forced compounding is very popular in PTAs and Revenue sharing sites. This provides further sustainability and prolonging of the lifespan of the program since it won’t allow the investors to do a hit-and-run easily.  The drawback of forced compounding is that it requires the program to have increasing number of incoming new players daily. Most programs with forced compounding last until its 3rd cycle. The problem for the closure will most surely be cash flow and low number of incoming investors. Programs with this option are only good for 2 cycles. Do not join programs with this option if it is already in its 2nd or 3rd cycle because it is bound to close down after some time.

Glossary of Terms


Principal – Your initial deposit from Day 0

Principal Included –  Your principal is included in your daily returns

Principal Returned – Your principal will be paid back at the end of the term

Optional Principal Back – You can get your principal back after a specific time (some programs provide a penalty when you do this)

Compounding – Putting in earnings into your current investment (can be changed by the user)

Forced Compounding – Putting in a percentage of your daily earnings into your current investment (you can’t change this)

Cycle – the completion of a term or plan

After Term – You get your earnings only after the prescribed day

Daily Return Term – You get your earnings each day

Repurchasable Balance – You can only use this to buy more shares (You can’t withdraw this)
Referral – People joining under you

RCB (Referral Commission Back) – An offer provided by some investors to give back the referral commission they get when you join under them and invest on a program

Referral Levels – First level means direct referrals. Second level means direct referral of your referrals. And so on

Shares – Bought items in PTAs and Revenue sharing sites containing Ad credits for advertising purposes

Effects of Big Deposits


Whenever you see a program with its stats presented, you will immediately view the payout portion. Surprisingly, you see one payout info stating $3000. You’ll wonder about how much this person must have deposited to have such an earning like that. You might also say that since there are big players here, this might last for a long time, but actually, this kind of event affects the program sustainability. Most investors are small time players, wherein they just invest from $5 - $300 and then from there, they just let it grow and grow. If a big time player deposits $10000, where will he get the earnings? Of course, that will come from the other investors. If he has reached his breakeven point, what will happen? Of course there will be a cash flow problem. Since small time players invest small amounts of money, they will also be getting small amounts of returns. A massive return from a big deposit will lead the program to collapse as soon as that player reaches breakeven point because the program won’t be able to pay this player due to the big returns that the program needs to provide. Another thing that this can do is make the admin runaway after the big deposit. These kinds of deposits make admins greedy. The best strategy will be to put in small amounts order to make the program last.

This is where the info about the effects of big deposits. I would urge you to read all information from this site because I learned a lot from it.

http://ex-admin.com/big-deposits-in-hyips-guessing-game/

How to Determine Good Programs

Everyday, new programs are introduced in most forums and with this, you won’t know which one should you invest at. These are some steps you need to take before you decide to join in it.

1. See if the program plans are well thought of. If you see a plan like 300% daily for 20 days, don’t even try to view the site as it surely will be a fast scam.

2. Do an IP lookup through http://allmonitors.net. You just need to copy the website url of the program and paste it in the box and see if it has previous programs that closed down. Most Admins that are hit-and-runners use the same IP they used from their previous programs.

3. Do a whois lookup through http://whoismind.com. If you searched in allmonitors.net and there’s no program listed yet, get the IP from whosinmind and then paste it in allmonitors.net. The purpose of this lookup is for you to see if the info presented on his site jives with the whois information.

4. Research on the promoter or thread starter that introduced the program. See if the program he promotes last long. If this promoter has advertised many lasting programs, then the program now might also last too. If the promoter is just someone new or has a lot of programs that stopped paying in a short period of time, then this one’s another soon to be dead program.

5. Find reviews and comments about the program. Even rumors have some truths behind it. Visit shout boxes of popular reviewers and ask questions or let others view the program and evaluate it. It won’t hurt to ask questions to experts

6. Reluctance and hesitance are both things that you should always take into consideration. When you hesitate on investing on a program, you should not ignore it because most of the time in choosing good programs, your gut feeling is right.

7. Promotion is the key to a sustainable program. See which monitors are used by the admin.

8. Ask experts to evaluate and determine the technicalities of the website used. These would be the script used, the hosting provider, the anti DDOS used and many more. By knowing how much an admin invested on his program, you will be able to realize that the admin plans to stay long and not do a hit and run for one day.

These are the things that I do to measure if a program is good enough to invest at. Try to do these steps before you invest at a program. Good luck!

Things to Consider Before Joining a Program


Before joining in any of the programs, please take note of the following things:

1. Find reviews or comments about the program you're interested to invest in.

2. These kinds of programs are very dynamic. Always check for updates regarding your programs.

3. Do not put everything on one program. Diversify and distribute unto other programs so that if one falls, you still have others that can help recover all your losses.

4. Do not invest what you can't afford to lose. Everyone wins and eventually loses at some point in time. Losing is normal so move on.

5. Always get your seed money back before you start compounding in order to secure your funds. Withdraw daily and don't reinvest until you have withdrawn your whole deposit.

6. Do not trust all the info presented in the website of the program. Most programs use fake phone numbers, addresses, names and many more. This does not make the program reliable.

7. All programs are bound to end someday. When it ends, whether it be you're at the winning or losing side, move on and forget about what you lost in it. Bashing a program because it ran away with your money won't do anyone any good. When this happens, just treat it as a lesson and learn from what mistakes you committed.

8. Do not blame your referrers if the program they promoted closes down. Your referrers do not have any control over the program you joined in. Just don't blame anyone and move on. Pushing blame on someone will just stress everyone out including yourself.

9. Find someone who offers RCB (Referral Commission Back) to further reduce your loss whenever a program closes down before you were able to withdraw your principal.

10. Exercise due diligence before joining anything. Knowledge is power in this field and the more you know on how everything works, the better your chances of winning.

11. Sometimes programs might not pay in time due to technical problems. Stating "SCAM" "NOT PAYING! DO NOT INVEST" on forums will scare investors and will therefore lead to panic both in the admin and investor side. Not all admins are at fault when their program gets attacked through many means. Always wait for further information before you start saying that it has stopped paying. Remember that patience is very important here.

12. Track your profits and losses because if you don't, you might be surprised at how much you have lost!

13. Research and read about the program through bloggers, monitors and groups. 
These sites can help you in reviewing some HYIPS
http://ex-admin.com/
http://thehyipbulletin.com
http://instantscamalert.com/home/
http://allmonitors.net
http://hyipreviewerblog.blogspot.com/
http://www.hyipreviewer.com/

How to Earn Online


Earning money requires a lot of hard work and patience so in this case, what I will state is not something that can be considered a "get rich quickly" strategy. There are many methods on how to earn money online but I'll only mention the things that I'm currently using.

1. Paid to Advertise and Revenue Sharing
How it works: As a participant in this program, you have to buy shares and you will be given daily returns. Those shares contain ad credits and with this, you are unable to refund since what you bought is considered a service where you are given the choice to advertise something through their site. Some programs use forced compounding (repurchasable balance) wherein when you withdraw your funds, a percentage automatically goes to repurchasable balance (fund that you can only use to buy shares and this cannot be withdrawn)

Advantages: Paid to advertise programs grow through word of mouth or online promoting. These programs need teams who will promote hard to invite investors. With this kind of promotion method, it builds a friendly and trusting relationship between the referrer and referral.

Disadvantages: They don't necessarily need to use monitors so payment proofs are limited. Another one is forced compounding.

Example:
Buy 2 shares that cost $10 with 2% daily returns for 100 days
Each share will gain 2% of their cost ($10) daily
Each share will provide daily returns of $.2 and that will be for 100 days
So let’s multiply $.2 and 100 to see how much the total return is
$.2 x 100 days = $20 total return after 100 days
So since you have 2 shares ($20 x 2 = $40)

Now, what are the ad credits for?
The purpose of ad credits is for you to put website addresses or banners for rotation through the site

2. Paid to surf / Autosurf
How it works: I tried this kind of program and it somehow resembles how paid to advertise works. The only difference is that you need to manual or auto surf into some sites in order to meet a quota, then after that, your daily earnings will be credited. Through surfing, you gain credits and you can allocate these credits to advertising your websites. To gain daily returns, you need to invest the minimum required deposit.

Advantages: Some Paid to surf programs provide direct payment to your payment processor. It means you don't need to request for withdrawal because all earnings go to your payment processor directly. Only a few paid to surf programs did this.

Disadvantages: You need to surf in order to earn daily. If you aren't able to surf within the day, you don't earn anything.

Example:
Deposit minimum required deposit of $20 in this paid to surf program having the plan 12% daily for 12 days
You are required to surf 10 sites daily to earn 12% return
You surfed 10 sites today and you were able to meet your quota for today
You will gain 12% of your deposit. Since you deposited $20, let’s calculate
$20 x .12 = $2.4 return for this day
You will be doing this everyday for 12 days, let’s calculate
$2.4 x 12 days = $28.8 Total return after 12 days

3. Doublers and Cyclers
How it works: Participants buy a position and wait for it to cycle. Doublers are easier because all you need to do is to buy a position then get referrals that will complete your matrix and after that, you will receive your earning based on the cost of the position and after that, you will have to recruit others again to fill in your matrix. Cyclers work through stages, wherein there will be levels. After your 1st level matrix gets filled up, you move on to the next level and you will be able to earn more as long as the positions are being filled up. This kind of program is actually more of a people business because in order for you to be successful here, you will need to refer others to join under you.

Advantages: If you have a team, this kind of program will surely make profit for you. If you'll join this alone, earnings will be quite slow.

Disadvantages: Earnings will be dependent on the number of members joining in. If recruitment is not doing so well, you might not even get your seed money. The flow of incoming participants will judge the outcome of the program.

Example:
You see a cycler that has the following plan:
$10 each position in a 2 x 1 matrix
$2 for each direct referral
$5 when your matrix cycles
Free re-entry upon matrix completion
Info:
2 x 1 meaning the first number (2) is the number of positions you need to fill up through referring or through forced placement.
2 x 1 meaning the second number (1) is the level of the matrix. The higher the number, the more levels and for each level, earnings go higher so as the position cost.
$2 for each direct referral means that those who will join under you, you will receive $2
$5 when matrix cycles means that you gain $5 after you have completed your matrix
So after you were able to refer 2 other people to join under you, this is what will happen:
You gain $4 because you have 2 direct referrals
You also gain $5 because you completed your 2 x 1 matrix
Your matrix is complete therefore you are given another 2 x 1 matrix for you to complete
So you need to invite 2 more people in you matrix
In conclusion, for every matrix completion, you will be receiving $9 ($4 + $5) and you just need to repeat the same process over and over again.
You don’t need to spend another $10 for a position since you are given another matrix once you complete the one you paid for.

4. High Yield Investment Program
How it works: HYIPs require participants to invest money and it will be returned either daily or after the term ends. You won't be buying any material or credits from this program. Most admins will say that funds invested will be used for projects or forex and many more. This one is the most popular earning method as of this moment.

Advantages: Returns are high and most HYIPs have live support and facebook group. You can easily reach them when you have unanswered queries.

Disadvantage: Due to its popuplarity, many people are making programs that end early rendering the admin as the only winner and all investors in the losing side. It's hard to identify which sites are worth investing at since even those that are professionally made would runaway with the investors money within the 1st or 2nd day of it being online.

Example: 2 kind of returns: Daily and End term ---- 2 kinds of plan: principal included and principal returned
Daily and Principal included
Invest $20 in a program providing 10% daily Principal included
Let’s calculate: $20 x .10 = $2 – this is what you get each day and it will be for 12 days
Let’s now get the total return: $2 x 12 days = $24 Total return

Daily and Principal returned
Invest $20 in a program providing 3% daily ($20 x .03 = .6) for 40 days (.6 x 40 = $24) Principal returned ($24 + $20 = $44)
Let’s calculate: $20 x .3 = $.6 – this is what you get each day and it will be for 40 days
Let’s now get the total return: $.6 x 40 days = $24 Total return for 40 days
BUT WAIT! THERE’S MORE!
Since this plan has “PRINCIPAL RETURNED” on it, that means you will get your initial deposit at the end of the term.
Your first investment of $20 will be given at the end
Let’s calculate: $24 total return for 40 days + $20 initial investment = $44

End Term
Invest $20 in a program providing 130% after 3 days. At the end of the term, your $20 becomes ($20 x 1.30) $26

Principal included plans have higher rates but lower total return like in the example above only 120% (10 x 12 days)
Principal returned plans have lower rates but longer terms like the example above (3 x 40 days = 120 + 100 (principal) = 220%)

Note: Always remember that all of these programs may disappear without you knowing it. Join these programs knowing about the risks behind them. There will be winners and losers here so don't get frustrated when you lose. Remember that these programs are like games that are very volatile and uncontrollable. Do not invest what you can't afford to lose. Goodluck to all of us ^_^

If there are errors or mistakes on how I view these programs kindly send me a message and I'll look into it.

Saturday, December 22, 2012

Previous updates...


Jan 1 - Master Finances got hacked and improved security

Last sunday, there were statements regarding missing deposits that were happening in the program. Good thing that the admin fixed the problem immediately and for those who had missing deposits, he  applied them after the attack was mitigated. I can honestly say that he is one of the best admin I've ever seen because he cares for the investors and he is willing to spend in order for his program to stay secured. Here is the info provided by the admin when his program got attacked.

LATEST NEWS FROM ADMIN

Recent Hacking Incident Mitigated
admin@masterfinances.biz
5:29 AM (0 minutes ago)

Hello Members,

I am very sorry for what happened earlier, our programmer just fixed the issue and prevented the hacker now from getting online again. Actually, as soon as the cheap hacker got in and deleted the plan brackets, I immediately banned the IP and changed all passwords. The reason for the cheap hacking incident was just simply because of a password that was left vulnerable by one of our staff somewhere on the server, and this was an honest mistake on his part.

We have mitigated the issue and resolved everything. Our programmer has guaranteed that the issue will no longer happen and no further issues will ever occur again.

Please login to your accounts and check your deposits list.

For your peace of mind, there was no database stolen or extracted from our server. The cheap hacker just caused a very minor problem which is solved now and will never occur again.

I apologize for the inconvenience and disturbance this may have caused you, but rest assured that everything is back into place now and you're in good hands with MasterFinances.biz

Please check your accounts..

Thank you very much for your understanding and consideration.

Glenn Mayer of MasterFinances.biz


Dec 29 - Profitable Leads Problem With Hosting and Server
Profitable Leads admin updated me about what's happening in his program. There was just a problem with the Hosting provider and Server so his programmer is fixing it right away. He also stated that payouts will be done after the problems have been fixed. Let's see what happens next and hope for a brighter days.

Dec 29 - Profitable Leads not processing any payouts

Profitableleads.net prelaunched a week ago and it seemed like it was going to hit it off at its launch time. It was quite successful as it progressed to getting 300 investors before Dec 28. Now, the dilemna investors are having is that the admin might have ran away since no payouts (whether commission payout or earnings) have been processed until today. Another thing is the site is down due to bandwidth usage exceeded. I hope that this program will be able to solve these problems. Let's keep our hopes up. ^_^



Dec 28 - New Revenue Sharing Site Launched


All you need to do is buy a share and get daily returns
Plan A - 2% Daily for 75 Calendar days - Costs $10 - 40% goes to repurchase balance
Plan B - 5% daily for 40 Business days - Costs $50 - 30% goes to repurchase balance
Minimum Withdrawal $20
2 Levels Referral Commission: Level1 - 12% level2 - 6%
Accepts Egopay LibertyReserve SolidTrustPay

Join here

Dec 28 - Exgoldprofit refund and closure

Exgoldprofit is now for closure due to some bad people according to the message the admin sent to all the investors. As it is now about to close, refunds and pending withdrawals will be processed before the closure of the program will be done. Deposits are now turned off and investors need to withdraw everything within 3 days. This program was good enough to last at least two cycles and I'm pretty sure most investors here are in profit. The admin will be informing everyone about his next program through email.


Dec 27 
A New Long term HYIP just got launched!


https://xgolding.com/?ref=maschurfur

New Long Term HYIP Launched last Dec 25
2% daily for 150 business days
Referral Comission Level 1 - 3% and Level - 2%
Program is well thought of and funded exceptionally
Join now!!!



Dec 25 - Exgoldprofit has stopped paying

For more than 5 days, payouts were not processed in this program and no further communication was established with the admin through various means. Hope most investors were able get their seed money out.


Dec 22 - Platinum Vertex Not Processing Withdrawals

Most review sites put Platinum Vertex in Scam status due to pending withdrawals for more than 3 days already. This puts the program in the verge of collapsing since investors would not put in money in a program with problems. Let's hope that the admin will be able to process those pending withdrawals in the future.

Dec 21 - Platinum Vertex is online again after DDOS attack

It seems like this program is still pushing through against the blackmailers and evildoers that want the program to crash. I'm still waiting for this one to process the requested withdrawals 2 days ago. Hopefully, they'll continue to prosper even in these hard times of the year. Let's wait and see.

Dec 21 - Exgoldprofit review and update

Exgoldprofit provides a plan of 16% daily for 16 days with 30% of withdrawn funds put into repurchase balance. During its first cycle last November, payouts were done so fast, sometimes, in just minutes. As it is now currently in its third cycle, payouts have been slow but still, it's good that the admin still pays out. One problem that the admin encountered is the flow of funds in LR. He was forced to convert earnings to STP because not much LR funds are generated. LR investors of the program are asked to put in their STP info in order for the payouts to be processed. There have been numerous problems encountered by the admin the past cycles and yet, the program still lives on. I hope this will last more than its 3rd cycle. I've been in profit since the completion of its first cycle and I hope many are winning in this program.